White Plains Lawyer to Help You File for Chapter 7 Bankruptcy
Providing bankruptcy representation for more than a quarter century
If you need debt relief from crushing credit card debt, overwhelming bills, or sky-high mortgage payments, Michael H. Schwartz, P.C. can help. We are the largest bankruptcy filer in Westchester County and the courts of the Southern District of New York. Through personal bankruptcy such as Chapter 7, we can help you eliminate debt and face your financial future with hope.
Chapter 7 in the United States Bankruptcy Code is referred to as liquidation bankruptcy. Under Chapter 7, people are able to eliminate debt through liquidating - selling - some of their property and assets to pay a portion of their debts. This form of bankruptcy gives an individual, or a business, a fresh start and renewed financial life.
The Immediate Effect of Chapter 7 Bankruptcy
Collections and creditor calls must stop: Just one of the benefits of bankruptcy is that, as soon as you file, creditors must stop calling you regarding your debt. Under the Fair Debt Collection Practices Act, once you retain us, your creditors will be required to stop the harassment and call our attorney, not you.
Just as we will handle the collections calls, we will also handle all the paperwork. We just need a few documents from you and need you to fill out a simple questionnaire. Call us today at (800) 666-9743 to get started.
Is Chapter 7 Bankruptcy Right for You?
When you are struggling under a mountain of consumer debt, filing for Chapter 7 bankruptcy is a very real and effective option for you. This is the type of bankruptcy that people file most commonly. Chapter 7 allows people to eliminate debt and get a fresh start.
Filing for Chapter 7 doesn't mean you just cancel all debt: You may not be able to keep all your property, savings, or other personal assets. Certain exempt property - such as your family home, car, and pension - will be protected, but other non-exempt property and assets will be sold to repay creditors.
We can also explain other debt relief and repayment options, such as filing for Chapter 13 bankruptcy.
What about the New Bankruptcy Laws?
With new changes to bankruptcy law, it is now harder for individuals to qualify to file Chapter 7 bankruptcy - but not impossible. We can explain the changes to the law and help you determine if filing for bankruptcy is right for you and whether you qualify. Our firm is dedicated exclusively to handling bankruptcy filings, so we know and understand how the changes in the law will affect your options.
Contact Us for Help
Ensure that the harassing collections calls will stop and get out from under credit card debt. To start the process of filing for Chapter 7 bankruptcy in a free initial consultation, call us toll-free at (800) 666-9743 (800-On My Side) or contact us online.
Michael H. Schwartz, P.C.
One Water Street
White Plains, NY 10601
Phone: (914) 997-0071
(800) 666-9743
(800) On My Side
Fax: (914) 997-0536
The White Plains law office of Michael H. Schwartz, P.C. represents clients throughout New York State, including Westchester County, Rockland County, Putnam County, Orange County, Dutchess County, Long Island, the Bronx, Manhattan, Brooklyn, Queens, Staten Island, Nassau County, and Suffolk County.
